Coverage Programs
CIRA provides comprehensive coverage to cities, towns, and non-municipal public agencies throughout California, including a self-funded general liability program that also includes public officials’ errors and omissions, auto liability, and employment practices liability (EPL) coverage. CIRA also provides a variety of additional coverage programs including self-funded workers’ compensation, group purchased property, special events, fidelity bonds, cyber liability, and ancillary benefits.
CIRA’s coverage programs are tailored to meet the specific and evolving needs of its members, supported by a dedicated management team and staff focused exclusively on serving those needs. Please click the links below for program-specific information.
General Liability (GL) – Protects against claims of bodily injuries or property damage to others arising from your operations. Learn More
Employment Practices Liability (EPL) – Protects against claims by workers that their legal rights as employees of the company have been violated. Learn More
Workers’ Compensation (WC) – Provides benefits and/or medical care for employees who are injured or become ill as a direct result of their job. Learn More
CIRA Health – Coming Soon
Special Events Program – Coverage for events, instructors, or tenant partners. Learn More
Property – “All Risk” protection from physical damage to members’ property. Learn More
Group Purchased – Member participated pass-through programs. Learn More